/* Fisher Team — site styles. Brand: Deep Navy #002C59, Crimson #B70E2B, Silver Steel #A8AAAD, Warm Linen #F1EFE8, Charcoal #2C2C2A */
:root{
  --navy:#002C59; --navy-2:#0B3B6E; --navy-ink:#001B38;
  --crimson:#B70E2B; --crimson-2:#93091F;
  --silver:#A8AAAD; --linen:#F1EFE8; --linen-2:#E7E3D8;
  --charcoal:#2C2C2A; --muted:#5E5E5A; --white:#fff;
  --radius:14px; --shadow:0 1px 2px rgba(0,27,56,.06),0 8px 24px rgba(0,27,56,.08);
  --serif:"Fraunces",Georgia,serif; --sans:"Public Sans",system-ui,-apple-system,Segoe UI,sans-serif;
  --mono:"IBM Plex Mono",ui-monospace,monospace;
  --wrap:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--charcoal);background:var(--white);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--navy)}
h1,h2,h3{font-family:var(--serif);color:var(--navy-ink);line-height:1.12;margin:0 0 .5em;font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(2.3rem,5vw,3.9rem)}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
.eyebrow{font-family:var(--mono);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--crimson);font-weight:500;margin-bottom:.8em;display:block}
.lede{font-size:1.18rem;color:var(--muted);max-width:42em}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:.5em;padding:.85em 1.4em;border-radius:999px;font-weight:600;font-size:.98rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s,color .15s;font-family:var(--sans)}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--crimson);color:#fff}.btn-primary:hover{background:var(--crimson-2)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-2)}
.btn-ghost{border-color:currentColor;color:var(--navy);background:transparent}
.btn-light{background:#fff;color:var(--navy)}
.on-dark .btn-ghost{color:#fff}

/* Top bar + header */
.topbar{background:var(--navy-ink);color:#cfd6df;font-size:.84rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}
header.site{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--linen-2)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:20px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy-ink)}
.brand-mark{width:42px;height:42px;flex:none}
.brand-name{font-family:var(--serif);font-weight:700;font-size:1.28rem;line-height:1;letter-spacing:.01em}
.brand-sub{display:block;font-family:var(--mono);font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-top:4px}
nav.main ul{display:flex;gap:6px;list-style:none;margin:0;padding:0;align-items:center}
nav.main a{text-decoration:none;color:var(--charcoal);font-weight:500;padding:.5em .8em;border-radius:8px;font-size:.96rem}
nav.main a:hover,nav.main a[aria-current=page]{color:var(--navy);background:var(--linen)}
nav.main .btn{color:#fff;margin-left:8px}
.menu-btn{display:none;background:none;border:0;padding:8px;cursor:pointer}
.menu-btn span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.2s}
@media (max-width:920px){
  .menu-btn{display:block}
  nav.main{position:fixed;inset:74px 0 auto 0;background:#fff;border-bottom:1px solid var(--linen-2);display:none;box-shadow:var(--shadow)}
  nav.main.open{display:block}
  nav.main ul{flex-direction:column;align-items:stretch;padding:12px 22px 22px}
  nav.main a{display:block;padding:.8em}
  nav.main .btn{margin:8px 0 0;justify-content:center}
}

/* Hero */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.hero .grid-bg{position:absolute;inset:0;opacity:.18;pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.25fr .9fr;gap:48px;padding-top:88px;padding-bottom:96px;align-items:center}
.hero h1{color:#fff}
.hero h1 em{font-style:italic;color:#F4C9D0;font-weight:500}
.hero .lede{color:#C9D3DF}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-card{background:#fff;color:var(--charcoal);border-radius:var(--radius);padding:26px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.hero-card h3{margin-bottom:.2em}
.hero-card p.small{font-size:.9rem;color:var(--muted)}
@media (max-width:920px){.hero .wrap{grid-template-columns:1fr;padding-top:56px;padding-bottom:64px}}

/* Page hero (interior) */
.page-hero{background:var(--linen);border-bottom:1px solid var(--linen-2)}
.page-hero .wrap{padding-top:64px;padding-bottom:56px}

/* Sections */
section.block{padding:84px 0}
section.alt{background:var(--linen)}
section.dark{background:var(--navy-ink);color:#D5DCE5}
section.dark h2,section.dark h3{color:#fff}
.section-head{max-width:720px;margin-bottom:40px}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:920px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.g2,.g3,.g4{grid-template-columns:1fr}}

/* Cards */
.card{background:#fff;border:1px solid var(--linen-2);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.card .icon{width:46px;height:46px;border-radius:12px;background:var(--linen);display:grid;place-items:center;margin-bottom:18px;color:var(--crimson)}
.card p{color:var(--muted);flex:1}
.card .more{font-weight:600;text-decoration:none;color:var(--crimson);margin-top:6px}
.card .more::after{content:" →"}
a.card{text-decoration:none;color:inherit;transition:transform .15s,box-shadow .15s}
a.card:hover{transform:translateY(-3px);box-shadow:0 14px 34px rgba(0,27,56,.14)}

/* Market snapshot */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);overflow:hidden}
.stat{padding:26px 24px;border-right:1px solid rgba(255,255,255,.14)}
.stat:last-child{border-right:0}
.stat .k{font-family:var(--mono);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--silver)}
.stat .v{font-family:var(--serif);font-size:2.4rem;color:#fff;line-height:1.1;margin:.25em 0 .1em;font-variant-numeric:tabular-nums}
.stat .d{font-size:.88rem;color:#B8C3D0}
.stat svg{margin-top:12px;width:100%;height:38px}
.up{color:#7FD1A6}.down{color:#F4A3AF}
.source{font-family:var(--mono);font-size:.74rem;color:var(--silver);margin-top:16px}
@media (max-width:920px){.stats{grid-template-columns:repeat(2,1fr)}.stat:nth-child(2){border-right:0}.stat:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.14)}}
@media (max-width:520px){.stats{grid-template-columns:1fr}.stat{border-right:0;border-bottom:1px solid rgba(255,255,255,.14)}}

/* Split + steps */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
@media (max-width:920px){.split{grid-template-columns:1fr;gap:32px}}
.steps{counter-reset:s;list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;position:relative;padding:0 0 26px 62px}
.steps li::before{content:counter(s,decimal-leading-zero);position:absolute;left:0;top:0;font-family:var(--mono);font-weight:500;color:var(--crimson);border:1.5px solid var(--crimson);border-radius:50%;width:42px;height:42px;display:grid;place-items:center;font-size:.85rem}
.steps h3{margin-bottom:.25em}
.steps p{color:var(--muted);margin:0}
.panel{background:var(--navy);color:#D5DCE5;border-radius:var(--radius);padding:36px}
.panel h3{color:#fff}
.checklist{list-style:none;padding:0;margin:0}
.checklist li{padding:10px 0 10px 32px;position:relative;border-bottom:1px solid rgba(255,255,255,.1)}
.checklist li::before{content:"";position:absolute;left:0;top:15px;width:18px;height:18px;border-radius:50%;background:var(--crimson) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.alt .checklist li,.card .checklist li{border-bottom-color:var(--linen-2)}

/* Chips */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{padding:.5em 1em;border-radius:999px;background:#fff;border:1px solid var(--linen-2);font-size:.92rem;text-decoration:none;color:var(--navy);font-weight:500}
.chip:hover{border-color:var(--navy)}

/* Testimonials */
.quote{background:#fff;border-radius:var(--radius);padding:30px;border:1px solid var(--linen-2);position:relative;display:flex;flex-direction:column}
.quote::before{content:"“";font-family:var(--serif);font-size:5rem;line-height:1;color:var(--crimson);position:absolute;top:8px;right:24px;opacity:.9}
.quote blockquote{margin:18px 0 18px;font-family:var(--serif);font-size:1.16rem;color:var(--navy-ink);line-height:1.45;flex:1}
.quote .who{font-weight:600;color:var(--charcoal)}
.quote .meta{font-size:.85rem;color:var(--muted)}
.stars{color:#C9962B;letter-spacing:2px;font-size:.9rem}

/* Forms */
form.lead{display:grid;gap:14px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.row2{grid-template-columns:1fr}}
label.f{display:block;font-size:.84rem;font-weight:600;color:var(--charcoal);margin-bottom:5px}
input.i,select.i,textarea.i{width:100%;padding:.8em .9em;border:1.5px solid #D6D2C6;border-radius:10px;font:inherit;font-size:1rem;background:#fff;color:var(--charcoal)}
input.i:focus,select.i:focus,textarea.i:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(0,44,89,.12)}
.consent{display:flex;gap:10px;font-size:.78rem;color:var(--muted);line-height:1.45;align-items:flex-start}
.consent input{margin-top:3px;flex:none;width:16px;height:16px}
.form-ok{display:none;text-align:center;padding:24px 8px}
.form-ok h3{color:var(--navy)}
form.lead.sent{display:none}form.lead.sent + .form-ok{display:block}
.form-err{display:none;color:var(--crimson);font-size:.9rem}
.tabs{display:flex;gap:6px;background:var(--linen);padding:5px;border-radius:999px;margin-bottom:18px}
.tabs button{flex:1;border:0;background:transparent;padding:.6em;border-radius:999px;font:inherit;font-weight:600;font-size:.9rem;color:var(--muted);cursor:pointer}
.tabs button[aria-selected=true]{background:#fff;color:var(--navy);box-shadow:0 1px 3px rgba(0,0,0,.08)}

/* CTA band */
.cta-band{background:var(--crimson);color:#fff}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;padding-top:56px;padding-bottom:56px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0}
.cta-band p{margin:.4em 0 0;color:#FBDDE2}

/* Blog */
.post .tag{font-family:var(--mono);font-size:.72rem;color:var(--crimson);letter-spacing:.1em;text-transform:uppercase}
.post h3{margin:.4em 0}
.post .date{font-size:.85rem;color:var(--muted)}

/* Footer */
footer.site{background:var(--navy-ink);color:#AEB9C6;font-size:.92rem}
footer.site .wrap{padding-top:64px;padding-bottom:28px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
.fgrid>div{min-width:0;overflow-wrap:anywhere}
@media (max-width:820px){.fgrid{grid-template-columns:1fr 1fr}.fgrid>div:first-child,.fgrid>div:nth-child(2){grid-column:1/-1}}
footer.site h4{color:#fff;font-family:var(--mono);font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;margin:0 0 14px;font-weight:500}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:8px}
footer.site a{color:#DCE3EB;text-decoration:none}
footer.site a:hover{color:#fff;text-decoration:underline}
.social{display:flex;gap:10px;margin-top:16px}
.social a{width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.2);display:grid;place-items:center}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:22px;font-size:.78rem;color:#8796A8;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.legal a{color:#AEB9C6}
.eho{display:inline-flex;align-items:center;gap:8px}

/* Mobile action bar */
.mbar{display:none}
@media (max-width:720px){
  .mbar{display:grid;grid-template-columns:1fr 1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:50;background:#fff;border-top:1px solid var(--linen-2);box-shadow:0 -6px 20px rgba(0,0,0,.08);padding-bottom:env(safe-area-inset-bottom)}
  .mbar a{display:flex;flex-direction:column;align-items:center;gap:2px;padding:9px 4px;text-decoration:none;color:var(--navy);font-size:.74rem;font-weight:600}
  .mbar a.hot{background:var(--crimson);color:#fff}
  body{padding-bottom:64px}
}

/* Prose (legal pages) */
.prose{max-width:760px}
.prose h2{font-size:1.5rem;margin-top:1.6em}
.prose li{margin-bottom:.4em}
.note{background:#FFF7E0;border:1px solid #F0D98C;border-radius:10px;padding:12px 16px;font-size:.9rem}

.reveal{opacity:0;transform:translateY(14px);transition:opacity .6s,transform .6s}
.no-anim .reveal{transition:none}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}html{scroll-behavior:auto}}
@media (max-width:620px){.topbar .wrap>span:first-child{display:none}.topbar .wrap{justify-content:center}}
.logo{height:54px;width:auto;display:block}footer.site .logo{height:52px}@media (max-width:420px){header.site .logo{height:36px}}